Why Saving More than 20% Can Boost Your Finances
The 50/30/20 budgeting rule is a popular financial guideline that suggests allocating 50 percent of your income to needs, 30. percent to wants, and 20 percent to savings and debt repayment. While saving 20 percent is a significant step towards financial security, there are compelling reasons to push beyond this benchmark if your budget allows. […].....»»
Top 5 Simple Habits to Save Money Every Day
Saving money doesn’t mean you have to live a life of extreme frugality. Finding the right balance between spending and saving can help you manage your finances. Creating good habits can also help you save more money without sacrificing your quality of life. Here are five simple habits to help you save money every day. […].....»»
5 Practical Steps to Balance Money for a Well-Rounded Life
Trying to save money is good for you financially but sometimes we can be overly frugal, and it can be bad for you too. Saving is not just about pinching pennies — it’s about finding the right balance that lets you enjoy your life without hurting your saving habits. Giving yourself a break from time […].....»»
What I Can See and Feel
I can see the sky getting darker I can hear the gods playing with thunder I can see the wind blowing stronger I can hear the cats meowling, dogs barking harder. I can feel you when you smile and when you cry, inside As you go through life's long and bumpy ride I can see you even when you hide As you lick your wounds, I am by your side. I can see.....»»
Fuel-saving tips: How to save on fuel costs
CEBU CITY, Philippines—In an era of rising fuel prices and environmental concerns, saving money on fuel is not only beneficial for your wallet but also for the planet. Whether you’re driving a gas-guzzler or an eco-friendly hybrid around the busy streets of Cebu, there are plenty of strategies you can employ to stretch your fuel.....»»
Your Brain Might be Hindering You to Save Money, Here’s Why
Saving money poses a formidable challenge, and surprisingly, our brains might be the culprits behind our financial struggles. Psychological and behavioral quirks create hurdles, necessitating an understanding of these factors to triumph over mental obstacles and attain financial goals through savings. Exploring the psychological and behavioral tendencies that turn saving into an uphill battle reveals: […].....»»
7 Tips to Help You Save on Your Next Travel Adventure
Traveling can be costly but it shouldn’t be. There are ways to capitalize on affordable prices in deals to help you save. But can you pay less during your travels? Here are some tips that can help you save on your next travel adventure: 1. Plan your trip ahead Prepare for your trip ahead of […].....»»
Your phone’s light sensor can spy on you
MIT researchers discovered the dark side of smartphone light sensors; it can help hackers track your movements! Malicious individuals can use artificial intelligence models to reconstruct images of what’s happening in front of your screen. For example, a stranger could use your light sensor to determine whether your face or hand is in front of.....»»
Adjusting Your Budget for Unforeseen Circumstances
Life throws curveballs, and sometimes those curveballs will hit your wallet hard. From unexpected medical bills to car repairs more than what you allocated under “car maintenance,” unforeseen circumstances can disrupt your carefully crafted budget. There are ways to go about this, though. Here are some ways you can adjust your spending plan effectively when […].....»»
WATCH: Why your choice of mattress can affect your sleep, posture
You do not have to suffer through sleepless nights because there is an option available on the market that its makers say can improve your sleep quality and even your posture......»»
Fields to finances: ‘Pagtin-ad’project empowers small farmers
Fields to finances: ‘Pagtin-ad’project empowers small farmers.....»»
Changing Your Mindset on Money
Changing your mindset on money is not all about being able to budget your monthly income, as there are more scenarios that need thorough thinking. Here are two pivotal aspects: the art of saving over spending and the ability to discern needs from wants through strategic investments. Embracing the Savings Mindset Financial stability requires a […].....»»
Looking to grow your money this 2024? Here are 5 things you need to know about CIMB’s MaxSave
You’ve already saved your emergency fund, so now you’re looking for investment options for your big plans—tying the knot, pursuing your masters, starting your dream business or owning your first condo......»»
Looking to grow your money this 2024? Here are 5 things you need to know about CIMB’s MaxSave
You’ve already saved your emergency fund, so now you’re looking for investment options for your big plans—tying the knot, pursuing your masters, starting your dream business or owning your first condo......»»
3 Tips to Authentically Connect Your Business with Its Audience
In the big online world, making your business stand out isn’t just about being present; it’s about talking directly to the people who matter most—your audience. Creating genuine connections with your audience is essential for a business, so here are some simple tips to help your brand shine online: Speak Their Language Think of your […].....»»
Decision-Making Process for Small Business Owners
As a small business owner, the weight of countless decisions rests entirely on your shoulders. From product development to marketing strategies, each choice can significantly impact your success. Sometimes, a single decision can make or break your business. This is why while intuition plays a role, a well-thought-out decision-making process will ensure that you’re making […].....»»
How can you freely express your gratitude to God through your emotions today?
How can you freely express your gratitude to God through your emotions today? How might you make others feel comfortable about sharing their tears?.....»»
Why Saving More than 20% Can Boost Your Finances
The 50/30/20 budgeting rule is a popular financial guideline that suggests allocating 50 percent of your income to needs, 30. percent to wants, and 20 percent to savings and debt repayment. While saving 20 percent is a significant step towards financial security, there are compelling reasons to push beyond this benchmark if your budget allows. […].....»»
Bouncing Back After a Spending Spree: 3 Simple Steps to Financial Recovery
We’ve all been there — a bit too carried away with the shopping spree, and suddenly, the bank account is giving you the side-eye. No judgment here. But guess what? We’ve got a quick fix for you with three straightforward moves to get your finances back in the groove. Step 1: Hang Out with Your […].....»»
Why Choosing the Right Tools and Equipment Helps Boost Productivity
Improvising and being resourceful is a good trait for an entrepreneur but being too much of it can also harm the productivity and safety of the business. Using proper tools and equipment can help lessen the workload and make business operations much smoother. Here are three reasons why using the right tools and equipment is […].....»»
5 Tech Tips to Smartify Your New House
A smart home or condo is one where you can control nearly all aspects with a smartphone or command directed at your smart assistant. It’s easy to get lost in the details, but here are five tips so you can get started on the Internet of Things. Upgrade Where You Can Roam around the house […] The post 5 Tech Tips to Smartify Your New House appeared first on Kagay An......»»