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DENR assures firms of aid for EPR law compliance
The Department of Environment and Natural Resources has assured companies of maximum assistance to help them comply with the Extended Producer Responsibility Act, as the agency allayed concerns of large businesses over possible EPR law violation penalties over waste generated from plastic packaging......»»
Steps gaining exporter status under RCEP outlined
Exporters wishing to avail themselves of preferential tariffs under the Regional Comprehensive Economic Partnership can apply with the Bureau of Customs to become an approved exporter, according to a customs official. Gina German, head of the Preferential Rate Unit of the BoC Port of Manila, is encouraging Filipino exporters to start leveraging the RCEP’s benefits, foremost of which is being allowed to source materials and products from the 14 other member parties of the mega free trade agreement at lower duty rates. Study and comply German also urged companies to study and comply with the RCEP’s rules of origin (ROO), a requirement to get preferential tariff treatment under the world’s biggest trade deal. Essentially, the ROO can be regarded as a passport for products, a way to determine the country of origin of a product and establish its eligibility for preferential tariff treatment. It can help businesses reduce costs and boost their competitiveness within the regional market. Under RCEP, originating goods are those falling under three categories: wholly obtained in the RCEP party or member state of the agreement; those produced in a party exclusively from originating materials from one or more of the parties; and those produced in a party using non-originating materials, provided the good satisfies the applicable requirements set out in Annex 3A (Product-Specific Rules). Documentary requirements German said applicants seeking “approved exporter” status under RCEP should submit the following documentary requirements: • Duly accomplished application form • BoC’s Certificate of Registration • Product Evaluation Report or PER, if applicable Meanwhile, traders applying for approved exporter status, should submit a producer’s declaration indicating the originating status of the good for which the trader will be completing a declaration of origin and stating the producer’s readiness to cooperate in verification. “If you are a trader, you need to know who produces the good or you still have a declaration that it is originating in the Philippines so that you will be ready during the retro verification or verification of the importing country,” said German during her talk last month at a Department of Trade and Industry webinar. In addition applicants have to submit a list of the authorized signatories of the DO and their respective specimen signatures. The application form should be submitted in both hard copy and electronic Portable Document Format to the deputy commissioner of the Assessment and Operations Coordinating Group through the Customer Care Center or CCC. The Export Coordination Division or ECD will then evaluate the application based on the following criteria: Exporter is a legitimate exporter who must have been transacting with the BOC for at least one year prior to the date of application Exporter must have been exporting products to at least one RCEP party for at least one year • Exporter must have good compliance measured by risk management of the BOC • Exporter must have a sound bookkeeping and recordkeeping system • Exporter must have responsible officers or persons authorized to sign the DO, who must have sufficient knowledge, competence in ROO application • Exporter must be willing to be subjected to regular monitoring and inspection to determine correctness of its declaration with respect to the goods exported. Written authorization After evaluation the ECD will grant the status of approved exporter to the successful applicants by issuing a written authorization with its corresponding authorization code within 14 working days. From there, the BOC will input the details of the approved exporter in its Approved Exporter Database for circulation among the RCEP parties. RCEP came into effect officially for the Philippines on June 2, 2023 after the Senate finally ratified the agreement in February this year. The Philippines was the last country to ratify RCEP, a free trade pact among the 10 members of the Association of Southeast Asian Nations — Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam — and the five ASEAN FTA partners Australia, China, Japan, South Korea, and New Zealand. The post Steps gaining exporter status under RCEP outlined appeared first on Daily Tribune......»»
BSP hikes rates6.5%, off-cycle
The Bangko Sentral ng Pilipinas on Thursday raised its policy rate on an off-cycle period to 6.5 percent from 6.25 percent to manage a likely inflation uptrend this year until July next year. The BSP has, thus far, raised its policy rate by 450 basis points after inflation peaked at 8.7 percent in January and re-accelerated again to 6.1 percent last month from 5.3 percent in August. The BSP move will increase borrowing costs, with new interest rates on the overnight deposit at 6 percent and lending facilities at 7 percent. BSP Governor Eli Remolona Jr. said the country’s inflation rate might settle at 4.7 percent next year, higher than the central bank’s previous target range of 2 percent to 4 percent for this year and 4.3 percent in the next. He added inflation might quicken further above 4.7 percent from July to March next year. “The balance of risks to the inflation outlook still leans significantly toward the upside, due mainly to the potential impact of higher transport charges, electricity rates, international oil prices, and minimum wage adjustments in areas outside the National Capital Region,” he explained. Limit spending With the higher interest rates, Remolona said consumers will likely limit their spending which will discourage businesses from raising prices. “The BSP’s Monetary Board recognized the need for this urgent monetary action to prevent supply-side price pressures from inducing additional second-round effects and further dislodging inflation expectations,” the BSP chief said. Remolona added the slow global economic recovery and effects of the weather disturbances from El Niño on food supply might also restrain consumption toward a moderated inflation. “Meanwhile, the effect of a weaker-than-expected global recovery as well as government measures to mitigate the effects of El Niño weather conditions could temper inflationary impulses,” he said. The BSP Monetary Board will again announce to the public on 16 November whether to change its policy rate in compliance with its normal cycle period happening every six weeks. However, Remolona already cautioned the public of likely controlled consumer spending in the medium term as the BSP expects to maintain high interest rates in the near future. Tighter settings “Looking ahead, the Monetary Board deems it necessary to keep monetary policy settings tighter for longer until inflationary expectations are better anchored and a sustained downward trend in inflation becomes evident,” he said. “We will consider another rate hike if things are worse than we thought,” Remolona continued. The BSP has raised its policy rate by 425 basis points after inflation peaked at 8.7 percent in January and re-accelerated again to 6.1 percent last month from 5.3 percent in August. The Philippine Statistics Authority attributed this to persisting higher food and fuel prices partly driven by global food trade restrictions and oil trade disruptions from the Russia-Ukraine war. Falls a little behind “In my view, I think we fell a little behind that’s the reason for this effort to catch up. We didn’t look closely enough at expectations,” Remolona said as he reflected on the BSP’s unchanged rate at its September 21 meeting. “One of them that was very striking was our consumer expectations survey which said about 92 percent think that in the next 12 months inflation will be above 4 percent, similar to expectations by firms,” the BSP chief continued. The post BSP hikes rates6.5%, off-cycle appeared first on Daily Tribune......»»
The importance of cyber security
Cyberattacks are on the rise! In the past, we associated this terrifying incident with online banks and payment platforms. However, even government websites, not known as financial institutions, from which money may be stolen, or unauthorized payments are also targets. Last Sunday, 15 October, the website of the House of Representatives was vandalized before noon by a group calling itself “3MUSKETEERZ.” A face with a mocking meme with the phrases “You’ve been hacked” and “Have a nice day” appeared on the website. Below the face was the message, “Happy April Fullz Kahit October palang (even if it’s still)! Fix your website.” A few minutes later, the website went down and became inaccessible. Shortly after, the House of Representatives issued a statement assuring the public that the House had already taken action and coordinated with the government agencies concerned to deal with the matter. “While we work to restore the website fully, we ask for patience and understanding. We are committed to ensure the security and integrity of our digital platforms, and we will implement additional measures to prevent such incidents in the future,” the statement said. Relatedly, also recall that on 22 September, a system of the Philippine Health Insurance Corporation was similarly attacked, preventing access for a week. Reports stated the data breach affected employees’ workstations, application servers, and users’ data, including names, addresses, dates of birth, gender, phone numbers and PhilHealth identification numbers. On 31 August, the Department of Science and Technology’s OneExpert portal was also subjected to a cyberattack. In a statement on 13 October, the DoST assured the general public that the virtual assault compromised no personal data. In all the above instances, whether personal data or sensitive information were stolen, it causes alarm to us Filipinos. The call to government agencies and ordinary Filipinos to be vigilant and careful with our online information and accounts has become louder than ever. The same holds true for institutions and businesses, which, by the nature of their activities, are entrusted with and tasked to safeguard large amounts of personal information and are responsible for keeping this trust by whatever means appropriate. I now want to stress the importance of cyber security not just for individuals and juridical entities but for the entire nation holistically. Protection against cyber threats: In today’s digital age, cyber threats like hacking, data breaches, and identity theft are becoming more prevalent. Implementing robust cyber security measures helps protect us from these threats. Safeguarding sensitive information: Cyber security also helps protect sensitive information such as personal data, financial details and intellectual property. This is crucial for maintaining privacy and preventing unauthorized access or misuse of information. Maintaining trust, reputation, and credibility: Cyber security is essential for building trust with customers, clients, and partners. Organizations can maintain a positive reputation and avoid potential legal and financial consequences by committing to protecting their data and privacy. Compliance with regulations: Many industries have specific regulations and standards regarding data protection and privacy. Compliance with these regulations is not only important for avoiding penalties but also for ensuring ethical practices and responsible handling of data. Business continuity: Cyber attacks can disrupt operations, leading to financial losses, reputational damage, and even business closure. Implementing effective cyber security measures helps minimize these risks and ensures business continuity. Finally, I want to end by being deliberately redundant in stating that cyber security is crucial for protecting individuals, organizations, and society from the growing threat landscape in the digital world. Cyber attackers are on the prowl; we must be alert to the possibility of attack, ready even now to implement measures to effectively counter-act or prevent the same. The post The importance of cyber security appeared first on Daily Tribune......»»
Aboitiz Group bags triple Golden Arrow Awards
With a distinguished legacy spanning five generations, the Aboitiz Group remains steadfast in its commitment to fostering positive change in shaping the future as it adheres to the standards and requirements outlined in the ASEAN Corporate Governance Scorecard. This year, following the 2022 compliance period of the ACGS, Aboitiz Equity Ventures Inc. received a 4-arrow recognition after scoring 111.68 points, AEV’s highest ACGS score since the Institute of Corporate Directors inaugurated the Golden Arrow Awards in 2018. Aboitiz Power Corporation and Union Bank of the Philippines both received a 3-arrow recognition for scoring between 100 and 109 points. Consistent top performers It’s also important to note that AEV and AboitizPower have consistently been recognized as top performers in corporate governance, both here in the country and in the ASEAN region since 2013-2017 at the PSE Bell Awards. “This distinction is the result of the Aboitiz Group’s work to transform a legacy business into a hyper-innovative, diversified conglomerate that puts corporate governance and citizenship at the core of its operations. We have always believed that transparency and accountability are essential in building trust amongst our stakeholders and forging strong partnerships in order to drive change,” said Ginggay Hontiveros-Malvar, Aboitiz Group’s chief reputation and sustainability officer. AEV, the portfolio management company of the Aboitiz Group, leads investments in diverse sectors including power, banking and financial services, food, infrastructure, land, and cutting-edge fields such as data science and artificial intelligence. The Group is presently undergoing a profound transformation to establish itself as the Philippines' first "techglomerate." This innovative growth strategy, fueled by technology and a renewed entrepreneurial mindset, empowers Aboitiz to drive transformative change, shaping the future of its businesses, host communities, and the nation. The Golden Arrow Recognition serves as a testament to Aboitiz Group's unwavering commitment to upholding the highest standards of corporate governance. Aboitiz has excelled in several key areas such as compliance, sustainability, and innovation — positioning it as a frontrunner in the realm of corporate governance. This honor reflects the Group's ongoing commitment to creating value for its shareholders, stakeholders, and the broader Filipino community. Robust policies Aboitiz Group’s robust policies and procedures across every level of the organization form the bedrock of its commitment to excellence in corporate governance. Furthermore, the company's board of directors is characterized by its independence and diversity, playing a pivotal role in providing oversight and making strategic decisions aligned with the best interests of shareholders and stakeholders. Aboitiz places great emphasis on transparency, providing clear and comprehensive information regarding its financial performance, operations, and decision-making processes to ensure that shareholders and the public remain well-informed. In terms of regulatory compliance, Aboitiz is dedicated to adhering to all relevant laws, regulations, and standards related to corporate governance. The company continuously updates its policies to ensure alignment with evolving requirements. When it comes to ethical business practices, the Group's commitment to ethical conduct and integrity remains unwavering. “This award reaffirms the team’s adherence to the shared responsibility of sustainably managing the organization. This further motivates us to champion the highest corporate governance and ethical standards as we continue to grow the business,” said AboitizPower president and chief executive officer Emmanuel Rubio. “Likewise, we also exert as much effort and diligence in upholding environmental preservation and the societal good within the areas we have the privilege to serve,” he said. Corporate governance For his part, UnionBank lead independent director Roberto Manabat said, “We humbly accept this recognition as a reinforcement of the principles that guide the Bank. Our corporate governance practices reinforce the requirements of a constantly evolving business landscape. We ensure that they comply with new regulations and are ready to adopt best practices.” Aboitiz is deeply committed to sustainability and corporate social responsibility initiatives. The post Aboitiz Group bags triple Golden Arrow Awards appeared first on Daily Tribune......»»
Aboitiz Group bags triple Golden Arrow Awards
With a distinguished legacy spanning five generations, the Aboitiz Group remains steadfast in its commitment to fostering positive change in shaping the future as it adheres to the standards and requirements outlined in the ASEAN Corporate Governance Scorecard. This year, following the 2022 compliance period of the ACGS, Aboitiz Equity Ventures, Inc. received a 4-arrow recognition after scoring 111.68 points, AEV’s highest ACGS score since the Institute of Corporate Directors inaugurated the Golden Arrow Awards in 2018. Aboitiz Power Corporation and Union Bank of the Philippines both received a 3-arrow recognition for scoring between 100 and 109 points. AEV and AboitizPower have consistently been recognized as top performers in corporate governance, both here in the country and in the ASEAN region since 2013-2017 at the PSE Bell Awards. “This distinction is the result of the Aboitiz Group’s work to transform a legacy business into a hyper-innovative, diversified conglomerate that puts corporate governance and citizenship at the core of its operations. We have always believed that transparency and accountability are essential in building trust amongst our stakeholders and forging strong partnerships in order to drive change,” said Ginggay Hontiveros-Malvar, Aboitiz Group’s chief reputation and sustainability officer. AEV, the portfolio management company of the Aboitiz Group, leads investments in diverse sectors including power, banking and financial services, food, infrastructure, land and cutting-edge fields such as data science and artificial intelligence. The Group is presently undergoing a profound transformation to establish itself as the Philippines' first "techglomerate." This innovative growth strategy, fueled by technology and a renewed entrepreneurial mindset, empowers Aboitiz to drive transformative change, shaping the future of its businesses, host communities and the nation. The Golden Arrow Recognition serves as a testament to Aboitiz Group's unwavering commitment to upholding the highest standards of corporate governance. Aboitiz has excelled in several key areas such as compliance, sustainability, and innovation – positioning it as a frontrunner in the realm of corporate governance. This honor reflects the Group's ongoing commitment to creating value for its shareholders, stakeholders, and the broader Filipino community. Aboitiz Group’s robust policies and procedures across every level of the organization form the bedrock of its commitment to excellence in corporate governance. Furthermore, the company's board of directors is characterized by its independence and diversity, playing a pivotal role in providing oversight and making strategic decisions aligned with the best interests of shareholders and stakeholders. Aboitiz places great emphasis on transparency, providing clear and comprehensive information regarding its financial performance, operations, and decision-making processes to ensure that shareholders and the public remain well-informed. In terms of regulatory compliance, Aboitiz is dedicated to adhering to all relevant laws, regulations, and standards related to corporate governance. The company continuously updates its policies to ensure alignment with evolving requirements. When it comes to ethical business practices, the Group's commitment to ethical conduct and integrity remains unwavering. The company adheres to a stringent code of conduct that guides the behavior of its employees, fostering an environment of trust and integrity. “This award reaffirms the team’s adherence to the shared responsibility of sustainably managing the organization. This further motivates us to champion the highest corporate governance and ethical standards as we continue to grow the business,” said AboitizPower president and chief executive officer Emmanuel Rubio. “Likewise, we also exert as much effort and diligence in upholding environmental preservation and the societal good within the areas we have the privilege to serve.” “We humbly accept this recognition as a reinforcement of the principles that guide the Bank. Our corporate governance practices reinforce the requirements of a constantly evolving business landscape. We ensure that they comply with new regulations and are ready to adopt best practices,” said UnionBank lead independent director Roberto Manabat. Aboitiz is deeply committed to sustainability and corporate social responsibility initiatives. The company actively pursues environmental and social responsibility, demonstrating its dedication to creating a positive impact on society and the environment. The post Aboitiz Group bags triple Golden Arrow Awards appeared first on Daily Tribune......»»
EU businesses ‘questioning their position’ in China — trade commissioner
European businesses in China are increasingly questioning their positions in the face of tough new security laws and a politicization of trade, an EU commissioner warned in Beijing on Monday. "European companies are concerned with China's direction of travel," Valdis Dombrovskis said in a speech at the capital's Tsinghua University. "Many are questioning their position in this country." He pointed to a new foreign relations law and a recent update to China's anti-espionage laws as being of "great concern to our business community". "Their ambiguity allows too much room for interpretation," he warned. "This means European companies struggle to understand their compliance obligations: a factor that significantly decreases business confidence and deters new investments in China," Dombrovskis said. The EU trade commissioner is on a multi-day visit to the world's second-biggest economy, where he is set to meet senior economic officials and press the bloc's case that it is not seeking an economic decoupling from China. His trip follows a report by the Chamber of Commerce of the European Union last week that showed business confidence was at one of its lowest levels in decades. "For decades, European companies thrived in China," the Chamber's president Jens Eskelund said. But, after three "turbulent" years, he said, "many have re-evaluated their basic assumptions about the Chinese market". And it comes in the face of mounting trade tensions between the EU and China, following Brussels' decision to launch a probe into Beijing's electric car subsidies. The investigation could see the EU try to protect European carmakers by imposing punitive tariffs on vehicles it believes are unfairly sold at a lower price. The day after that announcement, the Chinese commerce ministry hit back at the EU's "naked protectionism", and said the measures "will have a negative impact on China-EU economic and trade relations". Speaking in Beijing on Monday, Dombrovskis insisted China remained an attractive investment opportunity for European businesses. "The EU and China both benefited immensely from being open to the world," he said. "Trading and cooperating across borders helped to shape our economic and geopolitical strength." But, he said, growing challenges for business risked turning "what many saw as a 'win-win' relationship in past decades could become a 'lose-lose' dynamic in the coming years". Ukraine war China's refusal to condemn Russia's war in Ukraine also poses a "reputational risk", he said. Beijing's position "is affecting the country's image, not only with European consumers but also businesses", he said. China has sought to position itself as a neutral party in the Ukraine conflict while offering Moscow a vital diplomatic and financial lifeline as its international isolation deepens. Russian leader Vladimir Putin is due to visit China next month. "China always advocates for each country being free to choose its own development path," Dombrovskis said. "So it's very difficult for us to understand China's stance on Russia's war against Ukraine, as it breaches China's own fundamental principles." The post EU businesses ‘questioning their position’ in China — trade commissioner appeared first on Daily Tribune......»»
Manufacturers temporarily forgo price increases — DTI
The Department of Trade and Industry has announced that several manufacturers have temporarily forgone their requests for price increases after Trade Secretary Alfredo Pascual requested them to be mindful of the consumer’s plight amid the skyrocketing prices that they have to endure these days, as a result of their meeting last Thursday afternoon. On 21 September 2023, the DTI convened a meeting with manufacturers of basic necessities and prime commodities, where a total of 29 manufacturers and two associations of canned sardines, coffee, processed milk, bread, salt, detergent, candles, condiments, bottled water, canned meat, toilet soap and batteries participated in the said dialogue. According to DTI Undersecretary Communications and Legislative Affairs Kim Lokin, Secretary Pascual’s meeting with manufacturers went well, as these firms are willing to hold off on a price increase for now. “Although of course, they raised concerns that on the production level, there is indeed an increase in cost. Sec Pascual is very appreciative of the gesture,” she said. Manufacturers assured On the other hand, the Trade chief assured manufacturers that he would also consider their plight, and the need to sustain their businesses and provide jobs. Lokin said the DTI will hold another round of consultations, especially for those who have serious or urgent concerns, which will be on a case-to-case basis. Further, the DTI undersecretary stressed that this does not mean that forgoing the price increase is definite until Christmas. “For now, we can say the manufacturers are willing to hold off any increase for as long as they can. It is difficult to say when they will adjust prices because the cost of raw materials and ingredients used are also subject to market forces. Sec Pascual would have to consider all stakeholders, although of course in his mind, consumers’ needs are paramount,” Lokin stressed. Concerns During the dialogue, manufacturers expressed their concerns about various issues, including the imposition of pass-through fees; lack of local supply of raw materials; the compliance requirements of other government agencies, and other regulatory concerns. As of 19 September 2023, 14 manufacturers of 46 Stock Keeping Units covering 10 categories of BNPCs requested retail price adjustments due to the high cost of major raw materials, packaging materials, fuel costs, wages, and other costs that affect the production of essential goods. In their statement, the Philippine Association of Meat Processors Inc. said that manufacturers of Noche Buena products decided to absorb the bulk of rising costs. “In our commitment to observing the Christmas spirit and ensuring everyone can enjoy the festival season,” PAMPI said. “We are working diligently to manage rising costs. Production costs have risen by an estimated 10-15 percent, most of these products will only see a modest price increase of 0-4 percent”, PAMPI added. Meanwhile, Pascual said he is also committed to closely working with the salt and canned sardine manufacturers to address their specific concerns. The DTI secretary ensured that all concerns raised were taken into consideration and vowed to support the manufacturing sector, urging them to go into value addition. The post Manufacturers temporarily forgo price increases — DTI appeared first on Daily Tribune......»»
LGUs urged to adopt eBOSS
The Anti-Red Tape Authority on Wednesday encouraged the local government units to comply with the Electronic Business One-Stop Shop or eBOSS to boost the ease of doing business in the Philippines. ARTA Director General Ernesto Perez said that the eBOSS is a program developed by ARTA in partnership with the Department of Information and Communications Technology to provide LGUs with a digitalized and streamlined business processing and licensing system. "The eBOSS makes it easier and faster for businesses to register and obtain permits, which can help to attract more investors and create more jobs," Perez said in a public briefing. Perez added that ARTA is working with the Department of the Interior and Local Government (DILG) to ensure that all LGUs comply with the eBOSS requirement. "We are providing LGUs with the necessary support and guidance to help them implement the eBOSS. We are also working with the DILG to monitor the compliance of LGUs," Perez said. As of September 2023, only eight out of 17 LGUs in Metro Manila have been verified by ARTA as compliant with eBOSS. Among them are Quezon City, Valenzuela, Marikina, Parañaque, Muntinlupa, and Quezon City, all of which have seen an increase in revenue collection and business registration. Outside Metro Manila, Lapu-Lapu, Cagayan de Oro, and Batangas City have also complied. "We urge all LGUs to comply with the eBOSS requirement. This is not only a legal requirement, but it is also in the best interest of our businesses and our economy," Perez said. ARTA's Partnership with the Civil Service Commission ARTA has also partnered with the Civil Service Commission (CSC) to improve the efficiency and effectiveness of government services. Under the partnership, ARTA and CSC will work together to develop and implement training programs for government employees on anti-red tape and ease of doing business. The partnership is also expected to promote the use of technology to improve government service delivery, Perez said. In addition, he said both ARTA and CSC will monitor and evaluate the performance of government agencies in terms of anti-red tape and ease of doing business. "We believe that this partnership with CSC will be instrumental in our efforts to improve the efficiency and effectiveness of government services," Perez said. "A more efficient and effective government will benefit both businesses and citizens. It will make it easier for businesses to operate and create jobs, and it will make it easier for citizens to access government services," Perez added. The post LGUs urged to adopt eBOSS appeared first on Daily Tribune......»»
Iloilo International Airport receives ISO Certification
The Iloilo International Airport received an official certification for its Environmental Management System (ISO 14001) awarded by the Civil Aviation Authority of the Philippines together with the Local Government Unit of Iloilo, the European Aviation Safety Agency, and a certification body from Bureau Veritas. The awarding ceremony was held at the airport’s departure area and was attended by CAAP officials and representatives from the Iloilo LGU, EASA and Bureau Veritas. According to the “Plan, Do, Check, and Act” method of environmental regulation compliance, ISO 14001 outlines the requirements for an Environmental Management System. It lays out a framework that a business or organization may use. In addition to these benefits, it aids businesses in increasing resource efficiency and reducing waste, giving them a competitive edge and the confidence of stakeholders. Iloilo International Airport received the accreditation on 31 May 2023, and it is a mark of distinction given to organizations that have guaranteed that their environmental impact is being measured and improved. On 7 July 2020, the airport’s journey towards accreditation started, and an Environmental Management Team was established to concentrate on this objective. Several EMS efforts were carried out to raise awareness and disseminate information among the partner agencies, stakeholders, and workers of the airport to get ready for the assessment of ISO 14001 compliance. These initiatives were intended to guarantee that the community around the Iloilo International Airport had a thorough awareness of EMS. The airport went through two audit stages on 6 January and 2-3 February, respectively, to achieve the “recommended” status for certification. CAAP-Iloilo International Airport finally obtained the certification, which is slated to expire on 31 May 2026, thanks to their tenacious efforts and the backing of CAAP management to assure the maintenance of established standards and compliance with ISO 14001. CAAP, the organization managing and running Iloilo International Airport, welcomed the accomplishment with great pride. CAAP is confident that this will be an example for other CAAP-operated airports to pursue EMS certification and offer the Filipino people a top-tier, environmentally sound air transportation industry. CAAP Director General Captain Manuel Antonio Tamayo said that being eco-friendly in its operations has always been an aspiration of the global aviation community. This achievement is a testament to CAAP’s commitment to creating a greener environment and future for the benefit of its stakeholders and the whole airport community. The post Iloilo International Airport receives ISO Certification appeared first on Daily Tribune......»»
Iloilo City business landscape booming
Iloilo City's economy continues to thrive almost three years after the COVID-19 pandemic. This is evident in the increasing number of new and renewed business permits issued by the City Government through the Investment Services, Business Permit and Licensing Division. A total of 18,033 businesses in the city were issued with business permits as of 31 August this year, according to Local Economic Development and Investment Promotions Office head Velma Lao. The figure is composed of 2,000 permits for new businesses and 16,033 business permit renewals. This surpassed the 17,379 total number of business permits issued for the whole year of 2022 consist of 2,590 new business permits and 14,789 renewed business permits. Lao said there are 239 more applications for new businesses pending for payment and issuance of business permits this year. Mayor Jerry P. Treñas said the increasing number of businesses in the city indicates that the local economy is improving. He is looking forward to an even better economy next year, hopefully with more jobs available. He added that the off-site payment centers established by the City Government in malls such as in The Atrium, Marymart Mall, Festive Walk and SM City Iloilo also helped a lot as it has provided easy, fast and convenient access for those who are applying for renewal and payment of business permits and other payment-related transactions. Lao likewise cited the city's good business climate, which attracts more investors, as among the factors in the increase of businesses here. "There are new opportunities to do business in our city. Other factors include the city's mobility and business friendliness. We have also accessible and responsive services and business permitting," she added. The good promotion of Iloilo City to the business community, and the investors' trust and confidence in the local government unit, are also big factors. Lao further noted that the ISBPLD's inspection team is going around the city to monitor businesses and ensure compliance. As part of the city's innovative economic development, Lao said they are targeting around 350 businesses with no business permit or a total of 2,000 by 2028. The post Iloilo City business landscape booming appeared first on Daily Tribune......»»
Gov’t, businesses told to adopt AI boom
The government and private sector need to collaboratively launch a nationwide effort to push for the adoption of science-backed artificial intelligence or AI to help communities and businesses keep up with the rapid technological advancement. In an interview with reporters last Friday, Dr. Sanjay Sarma, CEO, president, and dean of the Asia School of Business or ASB, reiterated that AI is developing at an unprecedented pace and will be everywhere soon. “AI can potentially replace jobs so let’s accept that. The Philippines should become the country that leads the world in how to use AI, in call centers, for instance,” Sarma told reporters. “Here in the Philippines, it has to be a national effort. The government needs to be cognizant that this is an epic moment. It's like, you know, climate change is going to damage the environment, it will hurt a lot of people. This is technology change is just like climate change,” he said. Unlike other technologies such as automated teller machines or ATMs, which took about 15 years to be widely accepted, AI is a development that needs urgent adoption. Like ATMs, which previously raised concerns about replacing the job of bank tellers, AI will help industries develop further. “Bank tellers did not lose their jobs. Bank tellers did something more advanced, which is selling mortgages and things like that. The job changed because of technology,” he explained. Thus, in blending in with the changes brought about by AI, Sarma proposed that local industries like the business process outsourcing sector should upgrade more into becoming a technology space. “At this level, you have to go up because the attack comes from below. It's like a tiger, you know, it's chasing you, You climb a tree, and the tiger learns to climb the first 10 feet, well, you have to climb higher. So you have to go higher up in the cognitive stock to go higher,” he said. To complement the benefits of AI, Sarma noted that the local service industry workers, for instance, have to do the things that technology cannot. “For example, this Chat GPT cannot negotiate with you, can't do any planning, can't do dispute resolution. It can't calm an angry customer. So you have to figure out what the technology can do and what humans can do, that the technology can't. And you're to develop human capital in those directions.” Sarma is a professor of mechanical engineering and the Sloan School of Management at the Massachusetts Institute of Technology. He is a leading authority in AI, the Internet of Things, and Education. ASB, established in 2015 by Bank Negara Malaysia in collaboration with MIT Sloan School of Management, aims to be a premier business school that develops transformative and principled leaders who will contribute to the advancement of the emerging world, particularly in Asia. Last July, Surigao del Norte Rep. Robert Ace Barbers asked the Congress and Palace to consider creating an agency that will oversee responsible AI use in the country. Barbers cited that at least 520,000 employees across different industries may be affected by the integration of AI. In March, he filed a bill eyeing to create the Artificial Intelligence Development Authority, which will serve as an AI monitoring body tasked to supervise the “development and deployment of AI technologies.” Primarily, it will ensure compliance with AI ethics principles and guidelines and protect the “rights and welfare of individuals and communities affected by AI technologies.” The post Gov’t, businesses told to adopt AI boom appeared first on Daily Tribune......»»
Modern cars are a data privacy ‘nightmare’ says study
The world's most popular car brands are a data "privacy nightmare," collecting and selling personal information in an age when driving is going increasingly digital, a study showed on Wednesday. The California-based Mozilla Foundation reviewed 25 car brands and said none of them fully satisfied its standards on privacy and that no other product category had ever received as poor a review, including makers of sex toys or mental health apps. "Modern cars are a privacy nightmare" at a time when "car makers have been bragging about their cars being 'computers on wheels'", said Mozilla, which is best known for its privacy-conscious Firefox web browser. "While we worried that our doorbells and watches that connect to the internet might be spying on us, car brands quietly entered the data business by turning their vehicles into powerful data-gobbling machines," Mozilla said. Tesla was the worst offender, according to the study, with Nissan coming in second and singled out for seeking some of the "creepiest categories" of data, including sexual activity. The study found that a staggering 84 percent of car brands admitted to sharing users' personal data with service providers, data brokers, and other undisclosed businesses. Most of them, 76 percent, said they sold on their customers' data and more than half said they share data with government and law enforcement on request. Today's connected vehicles not only mine data from driving, but track in-vehicle entertainment and third-party functions such as satellite radio or maps. An overwhelming majority of car brands, 92 percent, were found to provide users with little to no control over their personal data with only France's Renault and its Dacia brand allowing users the right to delete data, probably out of compliance with European Union law. Mozilla complained that none of the car brands - which also included Ford, Chevrolet, Toyota, Volkswagen, and BMW - would confirm they met the foundation's minimum security standards when 68 percent were subject to data leaks, hacks or breaches in the last three years. The post Modern cars are a data privacy ‘nightmare’ says study appeared first on Daily Tribune......»»
Mandaue biz chamber seeks waste reduction collab
The Mandaue Chamber of Commerce and Industry disclosed on Monday that it is prepared to work with the city government to come up with a “win-win” solution to reduce plastic waste in Mandaue City, Cebu province. “The Mandaue City Government understands this predicament. Thus, they are willing to discuss with us to come up with a win-win solution, to ensure better compliance and ultimately, to move forward in our sustainability goals. We are working with them to create an enabling environment to follow the spirit of the law,” said MCCI president Kelly Ko in a statement. This comes as Mandaue City Environment and Natural Resources Office head Architect Araceli Barlam announced that they will talk with City Councilor Jennifer del Mar — chairperson of the City Council’s Committee on Environment — about proposing a local ordinance patterned with Extended Producer Responsibility Act of 2022 or Republic Act 11898. Under the EPR law, large businesses must properly and effectively recover, treat, recycle or dispose of their products once they have been sold and consumed. Medium-scale enterprises are likewise urged to adhere to the guidelines, although they are not required to. The law covers flexible plastic — whether single-layer or multi-layered with other materials such as sachets, labels, laminates and other packaging used to carry, protect, or pack items for transportation, distribution or sale. However, Ko acknowledged that should the rule will be put into practices, the Mandaue plastic makers may have trouble coming up with effective strategies to speed up plastic recycling. He pointed out that some city-based plastic producers distribute their goods outside of Mandaue, adding that a lot of high-value garbage which include PET bottles used for soft drinks and mineral water are collected and taken to junkyards and recycling facilities, making it challenging to monitor and assign credit to any particular company. Barlam said that in addition to meeting with MCCI, they will coordinate with the city’s Business Permit and Licensing Office to identify how many plastic-producing companies in Mandaue may be impacted once the law is implemented. The post Mandaue biz chamber seeks waste reduction collab appeared first on Daily Tribune......»»
Aboitiz Group furthers ‘Great Transformation’ into 2023
The Aboitiz Group has seen exceptional performance in the first half of 2023, showcasing its "Great Transformation" into the Philippines’ first techglomerate. Leveraging innovation as well as synergies across its diverse business portfolio, the group has solidified its position as a trailblazer of industry. With a strong foundation in place, the Aboitiz Group eagerly sets its sights on forthcoming projects that promise further success and innovation. AboitizPower. The Aboitiz Group’s holdings in power generation and distribution, AboitizPower, continues to support the country’s energy transition and socioeconomic development with its diverse portfolio of thermal and renewable energy power plants, as well as internationally certified asset management capabilities from its distribution utilities. With close to 1,000 megawatts (MW) of ongoing and disclosed energy projects, it is en route to accomplishing its 10-year growth strategy of having at least 9,200 MW in its generation portfolio equally split between RE and thermal sources of energy by the next decade. This journey includes the development of the 17 MW Tiwi Binary Geothermal Power Plant, the 94 MW Cayanga-Bugallon solar facility, and the 167 MW Laoag solar facility. AboitizPower is also looking to begin the construction of its Calatrava Solar project and Olongapo Solar project within the year. These RE investments are complemented by other developments in Battery Energy Storage Systems, like the SN Aboitiz Power 24 MW Magat Battery in Isabela, which — much like the commercially operational 49 MW Maco Battery in Davao de Oro — will help provide regulating and contingency reserve power to the country’s grids. Subsidiaries. Meanwhile, subsidiaries Davao Light and Power Company, Visayan Electric Company, Cotabato Light and Power Company and Subic EnerZone Corporation were the first power DUs in the Philippines to be certified with an ISO 55001:2014 certification for Asset Management, an international standard that attests to the efficiency of how they manage the lifecycle of their assets, i.e., power lines, transformers and substations. This validates the reliability of their services and strengthens the uninterrupted provision of electricity in their respective service areas. Efficient asset management is essential for DUs to successfully manage their infrastructure and optimize maintenance and costs, thereby ensuring regulatory compliance and a reliable bridge between transmission lines and businesses, communities and homes. UnionBank. Union Bank of the Philippines continues on its trajectory of becoming a Great Retail Bank as it has consistently been recognized as one of Asia’s leading companies. Among the many recognitions for the 1st half of 2023 that UnionBank has reaped are: Best Retail Bank in Southeast Asia (Cfi.co), 4-time Best Retail Bank in the PH (The Asian Banker) and 6-time Digital Bank of the Year PH (The Asset). In line with its nation-building “Tech-UP Pilipinas” advocacy, UnionBank’s strategic partnerships have been focused on digitization as an essential element for client success. UnionBank’s determination to be an enabler of the Philippines’ bid to be a G20 country by 2050 is apparent as it continues to nurture and grow its diverse client portfolio that includes corporate, MSME, high net worth as well as local and national government entities. As a recognized trailblazer that embraces technological innovations that empower its customers, UnionBank together with its digital banking arm UnionDigital Bank (UnionDigital), fintech arm UBX and thrift arm City Savings Bank (CitySavings) showcased its expertise in artificial intelligence at the first AI Summit PH 2023 last May. The first half of the year also saw UnionBank’s commitment to offering clients amazing and exclusive experiences through partnerships with Live Nation (for world-tour concerts) and GMG productions (for the Hamilton musical). “The investments we made last year have exceeded our expectations. UnionDigital is already profitable after less than a year in operation. There is strong momentum in the acquired credit cards business from Citi. New-to-bank card customers are at a record level. We are geared up to grow our retail banking business. Our infrastructure is ready for scale. We have sufficient capital coming from the recent stock rights offering to further grow our earning asset capital base,” said UnionBank president and CEO Edwin R. Bautista. Aboitiz InfraCapital. Aboitiz InfraCapital remains on track with its purpose of enabling businesses and uplifting communities. AIC Economic Estates maintains its position as the leader in industrial-anchored mixed-use development nationwide, with the largest footprint of developed industrial estates as well as the single largest privately owned industrial estate in Lipa-Malvar, Batangas– LIMA Estate. 2023 marked LIMA Estate’s 25th anniversary, as well as the 30th year of West Cebu Estate in Cebu. These estates are undergoing industrial and commercial expansion to accommodate more locators and create approximately 90,000 employment opportunities. Water business. For AIC’s water business units, Apo Agua can now produce safe and reliable water for the Davao City Water District’s water reservoirs. Apo Agua’s laboratory has also obtained accreditation for drinking water analysis from the Department of Health. AIC's LIMA Water, on the other hand, continues to operationally benefit from its SMART Water Network, leading to reduced fuel consumption and high facility uptime. Digital infrastructure. In the digital infrastructure landscape, Unity Digital Infrastructure completed the first closing of a total of 250 sites from its acquisition of over 1,000 telecom towers from Smart-PLDT and Globe Telecom. Additionally, Unity marked a major milestone by successfully co-locating three Mobile Network Operator tenants (Globe, Smart and DITO) in one of its towers in Cebu. The three-tenant tower is the first in the Philippines and showcases the effectiveness of the shared tower model in support of the government's drive to improve digital connectivity through the common tower initiative. Mactan-Cebu International Airport. Mactan-Cebu International Airport surpassed expectations with significant growth in passenger traffic, peaking at around 5 million passengers in the first half of this year, more than double the previous year. The resumption of major international routes, such as Shanghai and Taipei, and improved aircraft availability are expected to further boost traffic in the second half of the year. MCIA's excellence in promoting the airport and in ensuring customer experience was also recognized, as it received the Routes Asia 2023 Marketing Award in the 5 million category and became the first airport in the Philippines to be accredited by the Airports Council International for its Airport Customer Experience. The post Aboitiz Group furthers ‘Great Transformation’ into 2023 appeared first on Daily Tribune......»»
MORE Power forges deal to promote green energy in Iloilo
MORE Electric and Power Corp., Iloilo City’s exclusive electricity provider owned by the group of businessman Enrique K. Razon Jr., teamed up with government partners to boost renewable energy promotions within its franchise area. The power firm announced on Friday that it signed a tripartite agreement with the Energy Regulatory Commission and the Iloilo City Government — a move that will allow the establishment of a one-stop. The one-stop shop will offer renewable energy technologies such as Net Metering and Distributed Energy Resources or DER to give consumers the option to cut their power bills. “One of the obligations under the agreement is to have a one-stop shop where applicants and interested parties can come. Our collaboration with the city government has been active for the past three years, and we warmly welcome the involvement of ERC. Being the first in the Visayas to enter into this agreement showcases our strong support for the government,” MORE Power president and CEO Roel Z. Castro said. Under the collaboration, the ERC will provide the technical and regulatory expertise to streamline the documentary submission, installation, payment, and permitting processes of the Net-Metering and DER. It will support an information drive to increase awareness of renewable energy among the electricity consumers in Iloilo. ERC chairperson and CEO Monalisa C. Dimalanta pointed out that Iloilo is the second pilot local government unit with the ERC for Net-Metering and greater renewable energy programs. “With this partnership, we aim to promote green practices, aligning with the national government’s targets. In Iloilo, our efforts include solar panels at the national high school, city hall, dialysis centers, and eye care facilities,” Dimalanta said. According to Iloilo City Mayor Jerry Treñas, the partnership will help facilitate collaboration opportunities to encourage the use of renewable energy locally. He noted that Net Metering and DER can also benefit the local economy by helping households and small businesses lower energy consumption. As of June, the ERC has issued Certificates of Compliance to 72 qualified end-used NET Metering programs in Iloilo with a total capacity of 985.37 kilowatt-peak. The post MORE Power forges deal to promote green energy in Iloilo appeared first on Daily Tribune......»»
Manila Trench, ‘Big One’ need to be taken into account — DENR Chief
As the Department of the Environment and Natural Resources (DENR) conducts a cumulative effect assessment on the Manila Bay reclamation projects, the Environment and Natural Resources Secretary Maria Antonia Yulo-Loyzaga said on Wednesday that businesses must take into account the "Big One" and the potential of tsunamis in the project. In a Palace briefing, Yulo-Loyzaga said sea level rise and diverse geological occurrences "need to be considered" due to the Manila Trench near Manila Bay. For context, the Philippine Institute of Volcanology and Seismology said the Philippines is vulnerable to tsunamis due to offshore faults and trenches. "We have what is called the Manila Trench. It is located in Manila Bay. That is the geological event we are looking at in terms of the generation of a potential tsunami. So far, I have not seen it in the studies submitted by the proponents," the DENR chief said. "On the geological hazards: So far, what I have observed in terms of the studies I have examined for reclamation projects is the reference to the 7.2 magnitude movement of the West Valley Fault," Yulo-Loyzaga added. She pointed out that the developers involved in the Manila Bay reclamation project should consider sea level rise because of the extraction of groundwater from the coastal areas of the area. Yulo-Loyzaga added that the "Big One," if it strikes Metro Manila, may hinder relief efforts because it may "generate some movement in the waters. Yulo-Loyzaga mentioned that air and marine transportation was intended for rescue and relief efforts if a 7.2 magnitude earthquake happens. "You can search up 'Oplan Metro Yakal Plus' to see how reclamation projects might affect that plan," she said. But Loyzaga cited certain advantages of some reclamation from an economic standpoint. This is why a cost-benefit analysis is crucial when determining how something will affect the environment. To accomplish this, the DENR is currently working on a cumulative impact assessment on reclamation projects, primarily composed of Filipino scientists. She had earlier stated that they were checking the compliance of the ongoing initiatives. According to the Philippine Reclamation Authority, there are 22 reclamation projects in Manila Bay. The post Manila Trench, ‘Big One’ need to be taken into account — DENR Chief appeared first on Daily Tribune......»»
DENR’s Loyzaga meets with US-ASEAN Business Council
“Climate change adaptation is very important to us, and any contributions by way of nature-based solutions for adaptation and for disaster risk reduction are what we’d like to build our relationship with you on." This is what Environment Secretary Antonia Loyzaga told the delegates from the United States-ASEAN Business Council (US-ABC) when she recently met them to discuss how both organizations can work together in the fields of climate adaptation, disaster risk reduction (DRR), and plastic pollution. The meeting, held on July 12 in Taguig City, was a follow-through of the Memorandum of Understanding between the Department of Environment and Natural Resources (DENR) and US-ABC to strengthen collaboration on sustainability, climate change, green finance, and environmental protection. Loyzaga said the DENR is looking at investment in prevention or ex-ante value from the private sector, particularly nature-based solutions such as forest conservation, control of river erosion, water conservation efforts, and investment in gray and green infrastructure. “We realize that the goal of the private sector has been primarily in providing relief during disasters, which we understand is valuable but is essentially an ex-post value to the country and to the communities. We hope that the (US-ABC) can also be an advocate for adaptation and not just mitigation which are both sides of the same coin,” Loyzaga told the US-ABC delegation. The other end of the stake, Loyzaga said, would be DRR which is ultimately what would impact the country’s trajectory toward economic and social development. Loyzaga encouraged the private sector to look beyond compliance to environmental, social, and governance or ESG in terms of emissions reduction, renewable energy, energy efficiency, and pollution management. She also urged them to look to adaptation and resilience-building of the communities where they work, as well as the ecosystems that they rely on. Loyzaga likewise reminded the private sector to help “clean up whatever it is you produced and released.” She said that one of the calls of the DENR is the need for businesses to look at investment and research towards the replacement of plastic. “What we want to do is to look for ways to produce materials which are sustainable, which are biodegradable, which are affordable but have the same functionality as the packaging materials that we now are using because they are optimal in terms of the products that we produce. That investment in the chemistry that is needed, I think, is within your reach and so that is one of the big pushes,” she said. Loyzaga also expressed hope the US-ABC can help the DENR bring forward the upliftment of the informal waste sector consisting of waste pickers in dumpsites and communal waste collection points. “The sector is particularly impacted by hazardous environments because of the waste that we generate and their involvement in the solid waste management industry,” Loyzaga said. “We hope that we can share that advocacy and we look for ways to actually innovate.” She added: “Waste picking, waste collection, waste sorting is a phenomenon not just in the Philippines, but in all countries in ASEAN. And so, we’re not the only ones who have that informal sector involved in this whole circular economy. They have been locked out of the value chain but they are part of the supply chain of the circular economy.” Loyzaga has been pushing for the integration of the informal waste sector into the expanded producer responsibility or EPR system for plastic packaging waste to ensure that no one is left behind as the country transitions toward a circular economy. US-ABC is the premier advocacy organization for American corporations operating within the Southeast Asian region. Worldwide, the Council's membership of nearly 170 companies generates almost US$7 trillion in revenue and employs more than 14.5 million people. The post DENR’s Loyzaga meets with US-ASEAN Business Council appeared first on Daily Tribune......»»
QC, DTI to integrate business name registrations
The local government of Quezon City and the Department of Trade and Industry announced Thursday that they have agreed to integrate the latter’s Business Name Registration System into the city’s Online Business Permit Application System to allow a seamless verification process and further boost ease of doing business. Quezon City Mayor Joy Belmonte and Trade Secretary Alfredo Pascual signed the memorandum of agreement for the integration which is expected to streamline business processes, detect fraudulent submission of requirements and effectively monitor compliance of QC-based businesses. “Since one of the requirements for processing the business permits of sole proprietors is the certificate of business name registration from DTI, we need to ensure compliance. Instead of manually verifying the authenticity of CBNRs, the integration will allow digital processing of data and documents thereby speeding up the process,” Belmonte said. Based on DTI’s data, business name applications processed online grew from 35 percent to 75 percent based on payment collections received since the development and launch of the BNRS Next Gen in 2019 while Quezon City is home to more than 65,000 businesses with almost half of them being DTI-registered. “So we deem it imperative to track growth, regularly monitor compliance, and gather necessary data for policies and programs,” said the QC mayor. With the integration of DTI’s BNRS into QC’s digital platform, Business Permits, and Licensing Department head Margarita Santos said concerns such as the submission of fake BNRS will be addressed. “This will also pave the way for faster evaluation of permit applications through an automated, system-to-system verification,” Belmonte said. The post QC, DTI to integrate business name registrations appeared first on Daily Tribune......»»
QC cracks down on fraudulent PWD claims
Quezon City Mayor Joy Belmonte on Thursday said her government is cracking down on fraudulent claims to get a Person with Disability identification card. “The improper use of PWD IDs to obtain discounts, by individuals who are not legitimate PWDs is completely unacceptable. To address this issue, we have implemented an automated registration system which makes the process more efficient and secure,” Belmonte said. To ensure that assistance and support reach those who genuinely need it, Belmonte bared that the city’s Persons with Disability Affairs Office has implemented rigorous verification processes to identify and eliminate individuals falsely claiming to have a disability to be included in the list of registered PWDs. The new PWD ID registration system uses the online portal QC E-Services, where applicants must submit necessary documents as proof of their disability. This automated process eliminated the need for in-person transactions, removing opportunities for patronage or the involvement of fixers. Prior to the pandemic, the number of PWD ID holders in the city stood at around 78,000. After the implementation of the automated system, it has been reduced to more than 52,000. Additionally, it has been discovered that out of the 7,000 rejected applications, many contained counterfeit medical certificates or were submitted by individuals who did not qualify as a PWD. Meanwhile, the city government is also prioritizing accessibility initiatives. Plans are underway to install more facilities, such as ramps on sidewalks and buildings like the City Hall, to enhance mobility for people with physical disabilities. Moreover, private establishments are being inspected to ensure compliance with the minimum requirements and standards mandated by the Accessibility Law or Batas Pambansa Blg 344. Non-compliant establishments will be given warnings and penalized if necessary. As part of Quezon City’s celebration of National Disability Prevention and Rehabilitation Awareness Week, Belmonte encourages PWD residents to take advantage of the city’s services designed to assist and empower them. Among these services is the Pangkabuhayang QC program, which offers up to P20,000 in financial capital and comprehensive support to PWDs who aspire to start their own businesses. Additionally, the Tindahan ni Ate Joy program has been established to prioritize solo parents, including those in the PWD sector. Through this, eligible individuals receive a sari-sari store package, enabling them to start their own businesses and establish a sustainable source of income. The post QC cracks down on fraudulent PWD claims appeared first on Daily Tribune......»»