Adjusting Your Budget for Unforeseen Circumstances
Life throws curveballs, and sometimes those curveballs will hit your wallet hard. From unexpected medical bills to car repairs more than what you allocated under “car maintenance,” unforeseen circumstances can disrupt your carefully crafted budget. There are ways to go about this, though. Here are some ways you can adjust your spending plan effectively when […].....»»
Reflecting on Your Business Setbacks
Challenges are an inevitable part of any endeavor, especially a business one. From unforeseen economic shifts to internal operational hurdles, every business owner will inevitably face obstacles that test their resolve. As we live in a fast-paced world, we sometimes forget about looking back, and what better time to do it than the Holy Week? […].....»»
EDITORIAL — ‘Very rotten’
A process has long been in place for the approval of the national budget. Malacañang, through the Department of Budget and Management, submits its proposed national expenditure program to Congress, and both chambers deliberate on the NEP to come up with their respective versions of the budget bill......»»
Cebu City Council slashes Rama’s proposed P100B budget to P25B
CEBU CITY, Philippines — Cebu City Mayor Michael Rama’s proposed P100 billion budget for 2024 was reduced to P25 billion by the City Council, which overrode the mayor’s veto. Councilor Jocelyn Pesquera, vice chairperson of the council’s Committee on Budget and Finance, confirmed the decision on Wednesday, Jan. 24, emphasizing that all provisions in the.....»»
Beat the Heat Without Breaking the Bank
Feeling the heat of the summer sun? Are you wondering how to stay cool without burning your wallet? We’ve got you covered. Summer can be scorching, but don’t let the heat drain your budget. With a few savvy strategies, you can chill out without splurging much. DIY Cool Down Transform your space into a cool […].....»»
Changing Your Mindset on Money
Changing your mindset on money is not all about being able to budget your monthly income, as there are more scenarios that need thorough thinking. Here are two pivotal aspects: the art of saving over spending and the ability to discern needs from wants through strategic investments. Embracing the Savings Mindset Financial stability requires a […].....»»
‘4Ps registered P9 billion deficit due to budget cuts’
The Pantawid Pamilyang Pilipino Program of the government had already registered a “budget deficit” of P9 billion after Sen. Imee Marcos slashed its budget by P13 billion......»»
PH Allocates Over P32 Billion to Boost Workforce
The Philippine government has allocated billions of funds to enhance employment and livelihood programs in the 2024 budget. The Department of Budget and Management (DBM) Secretary, Mina F. Pangandaman announced a substantial allocation of P32.720 billion under the Fiscal Year 2024 General Appropriations Act (GAA). The budget includes important initiatives spearheaded by the Department of […].....»»
State agencies have more time to spend 2024 budget
The Department of Budget and Management has given state agencies more time to obligate and disburse this year’s record P5.768-trillion budget......»»
Selecting the Best Location for Your Business Venture
Choosing the right location for your business will have a significant impact on its success. Whether you’re starting a new venture or expanding an existing one, careful consideration of the location is essential as it could make or break your dream. In this article, we’ll explore the importance of selecting the ideal location for your […].....»»
7 Tips for Expanding a Home-Based Retail Family Business
If you’ve always dreamed of running your own home-based retail family business in the Philippines, one of the most rewarding milestones you’ll ever clear is your first shot at expansion. When you get to the next level, your business will be able to continue fulfilling its special role as a vehicle for your family’s financial […].....»»
MMC eyes adjusting mall hours to ease Metro traffic
With the scheduled rehabilitation of bridges and flyovers along EDSA and other major thoroughfares, a proposal to adjust mall hours is being studied by the Metro Manila Council to help ease traffic congestion in the National Capital Region......»»
CCAP: Current credit card rate cap sufficient
The Credit Card Association of the Philippines said it fully supports the assessment process of the Bangko Sentral ng Pilipinas in adjusting or keeping the cap on credit card charges, adding that the current ceiling is sufficient......»»
Rekindle the Flame that Made You Successful: Enjoy Your Small Business Dream
Do you remember the days during the COVID-19 pandemic when you, like thousands of Filipinos, had nothing else to do but stare at your laptop for hours on end? Do you remember that one day when something snapped in your brain and told you to get to know yourself and your passion? Then you took […].....»»
Time Your Trip: Things to Consider Before Deciding a Date
Ever found yourself daydreaming about that perfect getaway, wondering when to turn your dream into reality? No stress – we’ve got your back. Here are five down-to-earth tips to help you figure out the sweet spot for your next adventure. Picture strolling on a quiet beach, diving into local festivals, and soaking up cultural vibes. […].....»»
Traveling with Your Pets? Here are 6 Essential Tips for a Pet-Friendly Adventure
Heading out with your furry buddies? Exciting, right? We get it – being pet lovers ourselves, we know you want your furballs to have a blast without any stress. Whether it’s a quick road trip or a week-long vacay, chill out. We’ve got some simple tips to make your pet-friendly adventure totally pawsome. 1. Prep […].....»»
Should You Have a New Product Line Already?
So you’ve opened up your small business and launched your first product line, be it coffee, a certain perfume or scent, or a range of pastries. Now you’re seeing that many people are buying your product. Now you see yourself asking ‘is it time to develop another product?’ The urge to expand and diversify your […].....»»
Avoid Overworking, 2 Techniques to Manage It
Ever feel like your workload is taking over your life? Overworking can leave us drained and stressed, but fear not! We’ve got two practical techniques to help you manage your tasks without burning out. Technique 1: Time Blocking Time Blocking is your ally against chaos. Allocate dedicated blocks of time for each task, focusing on […].....»»
WATCH: Why your choice of mattress can affect your sleep, posture
You do not have to suffer through sleepless nights because there is an option available on the market that its makers say can improve your sleep quality and even your posture......»»
Studying Your Business Rivals to Stay on Top
Who ever said you can’t be a small business owner and a spy at the same time? As you ramp up your business operations to have a larger piece of the pie or your share in the industry you’re in, you must have a keen understanding of your competitors, dissecting their strategies, strengths, and weaknesses […].....»»
3 Signs That Your Business is Doing Great
Ever found yourself wondering about your business’s true state? Let’s dive into less obvious signs quietly telling you it’s not just okay—it’s in a great spot. Beyond usual metrics, consider the vibe of your customer interactions. If there’s a genuine connection forming, it’s heartening. Think about the personal touch in your customer service and the […].....»»