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Should You Bite on Digital Credit Line Offerings?

Digital credit lines have become a prevalent offering for digital platforms like digital banks and online shopping apps. These readily available lines of credit, often so accessible, can be tempting, especially for unexpected expenses. But before you hit “apply,” it’s crucial to weigh the pros and cons to determine if a digital credit line aligns […].....»»

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metrocebuRelated NewsApr 22nd, 2024

Lenka binanatan ng netizens, dapat raw magpasalamat kay Shaira

KINUKUYOG ng mga netizens ngayon ang Australian singer at songwriter na si Lenka dahil sa copyright issue sa pagitan nila ng Queen of Bangsamoro Pop na si Shaira Moro. Sa kanyang mga Instagram posts ay makikita ang iba’t ibang mga negatibong komento ng mga fans matapos i-take down ang kanta ni Shaira sa streaming apps.....»»

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inquirerRelated NewsMar 23rd, 2024

‘Selos’ ni Shaira Moro tinanggal sa streaming apps matapos ireklamo

MATAPOS ireklamo ng “copyright infringement“, tinanggal na ng kampo ng baguhang singer na si Shaira Moro ang viral song na “Selos” sa mga streaming platform. Sikat na sikat ngayon ang “Selos” ni Shaira na binansagang Queen of Bangsamoro Pop, ngunit kinailangan nga itong tsugin sa mga digital music app dahil sa umano’y pagkopya ng tunog.....»»

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inquirerRelated NewsMar 20th, 2024

SEC, NTC move to block OctaFX websites

The Securities and Exchange Commission (SEC) has secured the endorsement of the National Telecommunications Commission (NTC) for the blocking of the websites and apps of OctaFX......»»

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philstarRelated NewsMar 8th, 2024

NTC blocking unlicensed investment apps

The National Telecommunications Commission has ordered the blocking of access to the website and app of foreign exchange platform MiTrade, accused by the Securities and Exchange Commission of offering investment opportunities without the necessary license......»»

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philstarRelated NewsMar 8th, 2024

Your Data, Your Rights: Proactive Steps for Personal Data Protection

Safer Internet Day 2024 comes amid data fears about limited access imposed on various popular apps, causing users to circumvent the new rules by downloading replacements. In an era where vast amounts of data are constantly being collected and analyzed, the risks of data breaches, identity theft, and invasion of privacy are more pronounced than […].....»»

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metrocebuRelated NewsMar 2nd, 2024

Explained: PDIC and How It Works

At some point, I’m sure you’ve seen the acronym “PDIC” and “PHP500,000” together somewhere, especially if you’re constantly in digital banking apps or physical branches up and about. In the world of finance, understanding mechanisms that safeguard your hard-earned money is of utmost importance. One key player in this domain is the Philippine Deposit Insurance […].....»»

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metrocebuRelated NewsJan 29th, 2024

Delivery drivers urge Mayor Baste for business permit exemption

Title: Delivery Drivers Seek Exemption from Business Permit Requirement A group of delivery drivers in Davao is urging Mayor Sebastian Duterte to exempt them from the mandatory business permits. The drivers, including those from various delivery apps such as Grab and FoodPanda, are concerned about the financial burden imposed by the business permits, which range from P2,000 to P6,000. They argue that this requirement is unique to Davao City among all cities and provinces in the Philippines. Grab rider Rolando Atico emphasized the need for solidarity among all delivery drivers, regardless of the app they work for. He urged fellow drivers to support each other, as the financial impact may extend beyond just Grab and FoodPanda. Atico also requested Mayor Duterte to reconsider the requirement and reinstate the previous occupational permit, which only cost P125. The group is facing a 30-day deadline to obtain the business permits, and they are citing financial constraints as a reason for their request for an extension. Failure to comply could result in their removal from the delivery platforms, jeopardizing their livelihoods. Additionally, they are advocating for changes to Davao City's Revenue Code, proposing a model similar to Cebu City, where only an occupational permit is required. The drivers are also calling for an inquiry into the lack of transparency and unilateral actions of food delivery companies, particularly concerning rider capitalization and financial concerns. They believe that a thorough investigation will help ensure fairness and equity in their financial obligations and working relationship with the delivery companies. Maribel Paguican, the Business Bureau officer-in-charge, stated that non-certified delivery riders categorized as service contractors must obtain a business permit. She mentioned two permits for occupational and business activities, with a discounted structure for delivery riders. However, concerns have been raised about increased taxes, potentially ranging from P3,000 to P6,000, along with an additional tax on top of the declared income of P1,400. The delivery drivers' plea for exemption from the business permit requirement reflects their concerns about the financial impact and the potential threat to their livelihoods. Their call for solidarity and support from fellow drivers highlights the urgency of the situation. This story sheds light on the challenges faced by delivery drivers in Davao and the implications of the business permit requirement on their financial well-being. It also underscores their efforts to seek fairness and equity in their working relationship with the authorities and delivery companies......»»

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inquirerRelated NewsJan 22nd, 2024