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Unilab launches hub for health policy issues
Unilab Foundation recently launched the Unilab Center for Health Policy to serve as a venue for stakeholders to examine health policy issues.....»»
No objections for e-motorcycle tax breaks in EO12 review
Views and position papers elicited from government agencies and EV industry stakeholders for the revision of an executive order have offered no objection to the inclusion of e-motorcycles in the tax incentives......»»
Poe: State of calamity won’t solve Metro traffic
With an estimated P3.5 billion in economic losses incurred per day due to traffic congestion, the government should listen to experts and stakeholders to address the monstrous traffic jams in Metro Manila, Sen. Grace Poe said yesterday......»»
Whole-of-government approach to protect Mt. Apo from destructive fires
COLLABORATIVE efforts from local government units, national government agencies, communities, and other stakeholders are put in place to protect Mt. Apo against fire amid El Niño......»»
BARMM stakeholders elated over new direct Zamboanga-Cotabato bus route
Stakeholders were elated over the launch of a pioneering Zamboanga-Cotabato route last Friday......»»
With closure of Sky Cable, ANC offers paid subscription online in bid to stay afloat
The ABS-CBN News Channel pivots to paid subscription on YouTube as it stands to lose financial support arising from Sky Cable's closure.....»»
Third stringers kept Hotshots afloat in Game 1 loss vs Beermen, says Victolero
Magnolia head coach Chito Victolero lauded the Hotshots’ third-stringers, which not only took the team closer against the San Miguel Beermen, but also provided rest to the starters in Game 1 of the PBA Commissioner's Cup finals......»»
Tolentino s steady play keeps NorthPort afloat
Be it in victory or defeat, Arvin Tolentino continues to be a workhorse for NorthPort in the PBA Commissioner's Cup......»»
How F& C Jewelry stays afloat for 50 years amid inflation, fake gold
"We fought fair and square as we believe that developing integrity creates a strong brand.”.....»»
Baguio-born realty group Casa Infini still very much afloat —exec
Baguio City-born realty firm Casa Infini and its affiliated entities said that it is very much afloat with its ongoing realty projects in various locations in Northern Luzon and around the country......»»
Baguio-borne realty group Casa Infini still very much afloat —exec
Baguio City-borne realty firm Casa Infini and its affiliated entities said that it is very much afloat with its ongoing realty projects in various locations in Northern Luzon and around the country......»»
NCAA Player of the Week Nitura helps Altas stay afloat
After a shaky start to the season, University of Perpetual Help System DALTA is finally living up to its dark horse tag after winning its last four games with Cyrus Nitura playing crucial roles as the Altas remain in the Final Four hunt......»»
Warriors edge Tamaraws in OT
University of the East stayed afloat in the Final Four race after hacking out a thrilling 87-86 overtime win over Far Eastern U in the UAAP Season 86 men’s basketball tournament yesterday at the Mall of Asia Arena......»»
Red Warriors escape Tamaraws in OT to stay afloat
The UE Red Warriors survived the gritty FEU Tamaraws, 87-86, in overtime Sunday afternoon to keep their UAAP Season 86 men’s basketball tournament playoff bid alive......»»
Pro-poor, ‘no firing’ policy helps Human Nature afloat for 15 years
The concept of beauty has been constantly evolving for centuries, but one thing holds true: beauty goes beyond looks – it discerns and does good......»»
Composure keeps Blue Eagles afloat in huge OT win vs Maroons
The Ateneo Blue Eagles kept their cool against league leaders UP in a thrilling 99-89 overtime win to cap off their first round campaign in UAAP Season 86......»»
PSALM 75
Psalm chapter 75 opens with thanks to the Almighty God. It’s a prayer of gratitude. The words offer praises to God for all of His wonderful deeds. Sometimes life takes a dark turn, stunning you with a horrifying plot twist. It could be bad news about your health or your loved one’s health. It could be sudden unemployment or loss of income. The death of someone close to you. A heartbreak. The grief or anguish is so bad it’s like being thrown into a dark, endless, boundless sea. You try and stay afloat. Not a soul in sight. Just the vast, blackness of the ocean. Your face is above the water. The rest of your body? You cannot see. You have no idea what creatures lurk beneath the waters, ready to pull you in, to drown you or eat you alive. And you don’t know when the rescue boat will arrive. It is exhausting. You have lost all control. The physical, mental, emotional turmoil is getting worse by the hour. Such is the sensation I feel when I am going through a terrible hardship. Sure, I could still breathe, as my face is above the water. But my problem is as overwhelming and borderless as the great sea. All-consuming. [caption id="attachment_194550" align="aligncenter" width="525"] As the Bible also advised — when you’re confused and panicking, pause. Then pray.[/caption] I feel lost at sea. Panicking. Agitated. Trapped. Stranded. Fearing for my life or sanity. Terrified of all the uncertainties. Feeling insecure and unsafe. Even hope seems like an enemy. Every day, I wake up, hoping for relief. Gasping for rest. But it never seems to arrive. I am still floating in the middle of the dark ocean and unable to hold on to anything. That’s when I always remember Psalm 75. I pause and remember the first verse in that chapter in the Bible. I look back at all the wonderful deeds God showed me in the past. The countless times when He saved me. The many times He healed me. The many times He threw me a life raft. And this soon relaxes me. As the Bible also advised — when you’re confused and panicking, pause. Then pray. Give all your worries to God. Put your trust in Him. Then, gradually, my head clears. The ocean may still be treacherous, but when you look up, there’s a constellation of stars. You become bewildered by the beauty of a black velvet sky littered with diamonds. We may be so focused on the negative, on what we are lacking, on what we are suffering from, that we forget that there are still plenty of things to be thankful for. Things that we take for granted. A supportive parent, a joyful niece, a family to come home to. Warm meals. That hot cup of coffee. The laughter in the living room. The ability to walk outdoors and enjoy nature. The ability to work, to earn. The friends that cheer you up. There are many, many reasons to praise God. Psalm 75 — specifically verse 1 — reigns us in and redirects our focus to the positive. To the silver lining. SCIENCE-BACKED Harvard Health Publishing posted a study on an online article titled, “Giving thanks can make you happy.” The article described a research conducted by two psychologists, Dr. Robert A. Emmons of the University of California, Davis, and Dr. Michael E. McCullough of the University of Miami. The doctors asked all participants to write a few sentences each week. They facilitated three groups: one group wrote about things they were grateful for that had occurred during the week. A second group wrote about daily, and the third wrote about events that had affected them, according to the article. After 10 weeks, the research discovered that those who wrote about gratitude were more optimistic and felt better about their lives. In June, The New York Times published a story titled “Gratitude Really is Good for You. Here’s What the Science Shows.” The author, Christina Caron, quoted Emmons: “Gratitude heals, energizes and changes lives. It is the prism through which we view life in terms of gifts, givers, goodness and grace.” Expressing gratitude to people who show kindness to us already benefits our well-being, what more if we are grateful to God? So when you find yourself in tough times? Just turn to Psalm 75:1. The post PSALM 75 appeared first on Daily Tribune......»»
U.S. asserts safe WPS passage for all
It has nothing to do with that particular country, or so they claimed rather cautiously and diplomatically. Navies of the Philippines and the United States opened their bilateral naval exercises yesterday, along with six other countries, at Naval Station Jose Andrada on Roxas Boulevard, Manila. The drills involve at-shore events at the Philippine Navy’s headquarters before going out to sea for exercises intended to improve the allied naval forces’ interoperability. Dubbed Exercise Sama-Sama, or Together, the exercise, according to Philippine Navy chief Vice Admiral Toribio Adaci, has nothing to do with a particular country that has figured in increasing tensions in the West Philippine Sea. But Adaci was obviously referring to China whose coast guard had used water cannons on Philippine Coast Guard-led resupply missions to Filipino troops stationed on the BRP Sierra Madre at Ayungin Shoal in the WPS. Adaci opened the exercise with US Fleet Commander Vice Admiral Karl Thomas. “The exercise is designed to be conducted here in Manila and the southern Luzon area,” Adaci said. Thomas, for his part, stressed the need to recognize the rules-based international order. Strong word “I think it is important that all nations have a right to sail and operate in the West Philippine Sea — free from worrying about being attacked,” Thomas said. “And attack is probably a strong word.” “I would say, free from being coerced, free from being intimidated. You know we want the commons to be common and open and free. And so long as our nations operate in accordance with the rule of law, in accordance with the rules and regulations, with the United Nations Convention on the Law of the Sea,” he said. Like Adaci, Thomas did not mention China, but it is common knowledge that the United States military has been conducting “freedom of navigation” patrols to keep the South China Sea open to international commerce. President Ferdinand Marcos Jr. last week ordered the PCG to cut the 300-meter floating barrier installed by Chinese militia vessels at Bajo de Masinloc or Scarborough Shoal. PN assets in action A 2016 arbitral ruling deemed China’s territorial claim on nearly the entire South China Sea, including areas that overlap the WPS, invalid. The ruling stemmed from a 2013 case filed by the Philippines against China before the Permanent Court of Arbitration, or PCA, after Beijing seized control of Scarborough Shoal in 2012. As the PCA junked China’s nine-dash line South China Sea claim, it affirmed the Philippines’ entitlement to its 200-nautical mile exclusive economic zone. Around 700 sailors and marines from different PN units are participating in the exercise, which will see in action, among other assets, the BRP Antonio Luna, and an AW109 naval helicopter. For the second straight year, the exercise will include the navies of Japan, the United Kingdom, Canada, France and Australia. They will be participating mainly in humanitarian assistance and disaster response drills. Observers Meanwhile, the Royal New Zealand Navy and the Indonesian Navy are also joining as observers the naval exercise that dates back to 1994 when it was known as Cooperation Afloat Readiness and Training. In 2017, its name was changed to Exercise Sama-Sama. Subsequently, the exercise was conducted annually across various regions: In 2017 at Naval Forces Central; in 2018 at Naval Forces Northern Luzon; in 2019 at Naval Forces West; and in 2021 at the Northern Luzon Command. Last year, it was held alongside Exercise Lumbas — the bilateral navy-to-navy exercise between the Philippines and Australia — with the limited participation of France, Japan and the United Kingdom. According to the PN, the primary objective of the exercise is to enhance the capabilities of both nations in responding to regional crises. Additionally, it aims to strengthen its capacities to address non-traditional challenges, including territorial defense, natural and man-made disasters, counterterrorism, maritime security and transnational crimes. The post U.S. asserts safe WPS passage for all appeared first on Daily Tribune......»»
Philippine Navy officially opens bilateral naval exercise
The Philippine Navy on Monday officially opened this year's Exercise SAMASAMA, an annual bilateral naval exercise that aims to further strengthen international defense cooperation, interoperability, and advancing rules-based international order with counterparts in the United States. In this year's iteration, the Philippines and US will include other countries like Japan, United Kingdom, Canada, France, and Australia to be participating in subject matter expert exchanges and events related to humanitarian assistance and disaster response. Meanwhile, the Royal New Zealand Navy and the Indonesian Navy are also joining as observers. Exercise SAMASAMA's inception dates back to 1994 when it was initially known as Cooperation Afloat Readiness and Training. The post Philippine Navy officially opens bilateral naval exercise appeared first on Daily Tribune......»»
MSMEs good payers — SB Corp.
The micro, small and medium entrepreneurs are being extolled by Small Business Corporation, an attached agency of the Department of Trade and Industry, for being good payers even though some of them have already closed shop because of the global contagion three years ago. During his guest appearance at the Daily Tribune’s digital show Straight Talk on Wednesday, SB Corp. president Robert Bastillo said almost one-third of the lenders catered to by SB Corp. have closed their businesses during the height of the Covid-19 pandemic. “The good thing is that these MSME lenders are still paying their debts even if their businesses were shuttered. These are indeed entrepreneurs as they want to have a good reputation and a good track record when it comes to debt. That is important for us. But still, the majority of the lenders are good payers even though some are delayed,” he said. The past-due rate of SB Corp. during the pandemic was 30 percent, considering that most funds in its portfolio were released during the pandemic. Past due rate manageable The past-due rate refers to the lenders who are delayed in their payments. Currently, the past-due rate of SB Corp. is from 20 to 25 percent, considered by Bastillo as healthy, considering that the country is just coping with the pandemic crisis. From 2019 to date, Bastillo said SB Corp.’s total direct MSME lenders are now at 55,000, while those courses through cooperatives, micro-finance institutions, and private financing companies — or what they call loan conduits — are now reaching 300,000. “SB Corp. lenders can borrow from P30,000 up to P20 million maximum. Lenders up to P5 million do not need collateral, but first-time borrowers can only borrow up to P3 million. If they are good payers, they can expand their loan after six months,” he said. No stringent requirements required In terms of process, SB Corp. does not require stringent requirements for MSMEs if they are only lending up to P100,000. “We only require other requirements, such as a Mayor’s Permit, among others if they are already asking more than P100,000. We have credit scoring in place based on the lender’s assets or annual sales. That’s a discipline in lending and a risk management procedure,” he said. SB Corp.’s fund being ushered to MSME lenders is coming from its corporate equity, being a corporation. Inadequate revolving fund “We have a capital of P10 billion, but what has been given to us for the past 28 years, was P2 billion. It’s a revolving fund that is not enough. The P10 billion was given in full in the last pandemic, but those are meant for dying MSMEs. It’s hard during that time,” according to Bastillo. He said even the salaries of their employees are coming from the revolving funds, as they are given by the government annual appropriations because they are a corporation that is supposed to earn money. “We live within what we earn. It is difficult in the sense that it is also challenging. How do you help and keep yourself afloat when everybody around you is struggling? That is our problem during the pandemic. But we are happy to say that despite that, we have a modest income, and we were able to serve MSMEs very fast,” he said. According to Bastillo, MSMEs with P100,000 to P3 million worth of assets are considered micro, MSMEs that have an asset of P3 million to P15 million are considered medium, while those with 100 million assets are considered large entrepreneurs. The country’s MSMEs dominate the entrepreneurial environment, accounting for more than 99.5 percent, 80 percent of which are micro. The SB Corp. is a government financial institution created in January 1991 under Republic Act 6977 or the Magna Carta for Small Enterprises, amended by RA 8289 in 1997 and RA 9501 in 2008. It has the primary responsibility of implementing comprehensive policies and programs to assist MSMEs in all areas, including but not limited to finance and information services, training and marketing. The post MSMEs good payers — SB Corp. appeared first on Daily Tribune......»»